Privacy Policy

Our Commitment to Your Privacy

At morivalenthos, we take your privacy seriously and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our financial planning consultation services.

Last Updated: August 7, 2025

Information We Collect

We collect information necessary to provide effective financial planning consultation services:

• Contact information including name, address, phone number, and email address
• Financial information relevant to planning consultations and strategy development
• Communication preferences and consultation history for service improvement
• Website usage data through cookies and analytics tools for enhanced user experience

How We Use Your Information

Your information is used exclusively for legitimate business purposes:

• Providing personalised financial planning consultation services
• Communicating about appointments, service updates, and relevant financial information
• Improving our services through analysis of consultation effectiveness and client satisfaction
• Complying with legal and regulatory requirements applicable to financial consultation services

Legal Basis for Processing

We process your personal data based on the following legal grounds:

Primary Legal Basis: We process your data on the basis of consent and legitimate interest

Consent for marketing communications and legitimate interest for service delivery, client support, and business operations essential to providing financial planning consultation services

Data Sharing and Disclosure

We limit data sharing to essential business purposes:

• With trusted service providers who assist in delivering our consultation services
• When required by law or to comply with legal processes and regulatory requirements
• To protect our rights, property, or safety, or the rights and safety of others

Cookies and Tracking Technologies

We use cookies to enhance your website experience and analyse usage patterns. These technologies help us provide better service and understand how clients interact with our financial planning resources.

For detailed information about our cookie usage, please review our Cookie Policy Cookie Policy

Data Security Measures

We implement appropriate technical and organisational security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security of information transmitted electronically.

Your Privacy Rights

Under applicable privacy laws, you have the following rights regarding your personal data:

• Right to access your personal information and obtain copies of data we hold
• Right to correct inaccurate or incomplete personal information
• Right to delete your personal information under certain circumstances
• Right to restrict processing of your personal information in specific situations
• Right to withdraw consent for processing based on consent at any time

Data Retention Period

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Consultation records are typically retained for seven years after the end of the client relationship, in accordance with financial services regulations.

Children's Privacy Protection

Our financial planning consultation services are designed for adults aged 18 and over. We do not knowingly collect personal information from children under 18. If we discover we have collected information from a child, we will delete it immediately.

Privacy Policy Changes

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Material changes will be communicated through email or website notification. Continued use of our services constitutes acceptance of policy updates.

Contact Us About Privacy

For privacy-related questions, to exercise your rights, or report privacy concerns, please contact us using the information provided in our main contact section.